2006, 86 minutes, Rated M
When a million-dollar life insurance policy come up for collection, the company always opens a case. When a million-dollar policy held by notorious con artist Kelvin Anderson comes up for collection, the company sends the best to investigate... and so they dispatch Holt (Forest Whitaker), a wool-capped and beige-mannered claims investigator. The assignment soon takes Holt to the snowy small town of Hastings to confirm Kelvin's death. He senses deception from the start. So begins a dramatic emotional tangle with the policy's single beneficiary, Kelvin's sister, Isold (Julia Stiles), and her volatile husband, Fred (Jeremy Renner).
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